Late payments typically are the most common type of damaging data. Typically recorded when you become 30 days past due. If you close an account with any negative info will stay on your credit report for 7 years from your original delinquency date.
If an account becomes significantly overdue, the creditor can choose to transfer it to an internal collections department or sell the debt to a collection agency.
When an account becomes seriously past due, the creditor may decide to turn the account over to an internal collection department or to sell the debt to a collection agency.
A charge-off occurs when a creditor stops pursuing debt collection after you've missed payments for several months.
Where you declare yourself unable to pay your debts.
When an account becomes seriously past due, the creditor may decide to turn the account over to an internal collection department or to sell the debt to a collection agency.
Great credit helps you save money and lets you experience a higher quality lifestyle
We will analyze your detailed credit report. We will be looking for negative items like collections, charge-offs, tax liens, repossessions, judgments, and late payments.
We will analyze your detailed credit report. We will be looking for negative items like collections, charge-offs, tax liens, repossessions, judgments, and late payments.
We will analyze your detailed credit report. We will be looking for negative items like collections, charge-offs, tax liens, repossessions, judgments, and late payments.
Unlike other credit repair companies, we work with third-parties that serves as a second set of eyes in the credit repair process.
You can log in to our client portal and check your progress report, which will show you what has been removed and which items remain.
A credit increase or a new credit card will help you in achieving the score that you deserve as you maintain a very low balance.
Enroll – We’ll give you a FREE consultation and credit analysis.
While we use the law to challenge negative items on your report.
Log in to see real-time updates every step of the way.
